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Cashback & Rewards

Potential Savings: £300–£500/yr

1

Cashback credit/debit cards

Earn 1% on everyday spending = £150–£300/year depending on family size. Most cards offer 0.5–1% cashback on all purchases.

Action:

Apply for a cashback card today. Use it for all purchases and pay off in full each month to avoid interest.

2

Cashback websites

Sign-up bonuses (£20–£50) + 5–10% cashback on many retailers. Top up your savings by shopping through cashback sites.

Action:

Sign up for cashback websites. Always check cashback rates before online shopping.

Join a cashback website
3

Friend referrals

Energy, broadband, banking and insurance often give £50–£100 per referral. Both you and your friend benefit.

Action:

Share referral links with friends and family. Check your provider's referral program.

Top Providers & Recommendations

TopCashback

Best cashback rates, £20 sign-up bonus

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Quidco

Good cashback rates, £5 sign-up bonus

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Nectar

Loyalty rewards programme

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Tesco Clubcard

Clubcard points and rewards

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Boots Advantage Card

Boots loyalty card with points

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